Distribution and claims — on one network.
Reach millions of motorists with mandatory and comprehensive cover, price on real risk data, and handle the whole claim through the same tow-and-garage network Carmie already runs.
Cheap, deep distribution
A direct line to millions of vehicle owners — with mandatory motor third-party cover as an annual, recurring funnel that renews every year.
Price on real risk
Verified service history, accident and tow data, and (as telematics rolls out) driving behaviour sharpen your rates beyond anything self-reported.
Claims, end to end
The tow captures the incident, a Digital Vehicle Inspection assesses the damage, an approved garage repairs it, and Carmie settles — a closed loop you'd otherwise need a branch network to build.
A claims-and-repair network you don't have to build
Everything runs on one record and one ledger — so nothing falls through the cracks, and you get paid for every job.
Partner with us- Distribute MTP, comprehensive, TPFT, micro and fleet cover
- Quote in-app from the vehicle's own data
- Digital certificates with QR for roadblock checks
- Premiums in installments via premium financing
- Pre-filled claims from tow and accident data
- Damage assessment via Digital Vehicle Inspections
- Repairs routed to approved garages with set limits
- Settle to insured, repairer or loss-payee on the ledger
- Salvage resold through the used-car marketplace
- Usage-based pricing as telematics rolls out
How it works
List your products
Define cover, perils, limits and rating rules — country by country, with licensing respected.
Distribute & quote
Motorists get quotes in-app, priced on Carmie's data, and pay upfront or in installments.
Handle claims
Incident → assessment → approved-garage repair → settlement, all on one network and one ledger.
Reach more drivers. Settle faster.
Distribution, data-driven pricing and a real claims network — without the branch footprint.
Partner with us